Also as we discuss below the chase sapphire reserve offers a higher credit limit.
Chase sapphire reserve approval score.
But it s not so easy to get.
Chase will usually pull your credit report from a couple of the three credit bureaus equifax experian and transunion your scores may be different across each bureau.
Credit score needed for chase sapphire reserve.
With the pay yourself back tool your ultimate rewards points are worth 50 more when you redeem them for statement credits against purchases in our current categories.
The chase sapphire reserve is a popular travel card with a host of great features but that same high quality that draws in applicants also means a high approval standard that typically requires an equally high credit score.
The chase sapphire reserve is a high class travel rewards card with a high annual fee.
The chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.
Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher.
It s easier to qualify for the chase sapphire preferred card where the average score of approved cardholders is 741 compared to 766 for chase sapphire reserve cardholders.
Redeem points on chase s travel portal at a value of 1 25 due to the 25 travel redemption bonus.
Many things are taken into account during the decision process.
Grocery stores and dining at restaurants including takeout and eligible delivery services home improvement stores such as home depot and lowe s and select.
Most people who get approved have scores in excess of 750 which is considered excellent.
Factors that chase considers.
To start earning 2x points on travel and dining apply for the sapphire preferred the chase sapphire preferred card is one of the most popular travel reward cards on the market.
If you re unsure about your eligibility but have an above 700 credit score still apply for chase sapphire preferred for a chance to earn rewards when dining and traveling.
Benefits aren t the only consideration.
These chase sapphire reserve benefits are in addition to the 300 annual travel credit global entry tsa precheck application fee reimbursement and complimentary airport lounge access.
While chase doesn t list the minimum credit score or income required for the chase sapphire reserve anecdotal evidence suggests at the very least you ll need a credit score of 700.
Consider these factors to help improve your chase sapphire reserve approval odds.
